Credit Reports
These websites allow you to get one free credit report once a year:
www.annualcreditreport.com www.creditkarma.com
Budgeting
You can find simple worksheets for managing your finances at www.budgetworksheets.org. You can also create a spreadsheet in GoogleDocs if you already have, or create, a Gmail account. The GoogleDocs spreadsheet is a good tool for managing finances, and it saves in the cloud so you will always have it anywhere you can log in to Gmail. To get to GoogleDocs, go to the top right corner of the screen when you are in the Gmail inbox, click on the little group of squares, and then select “Drive”.
Federal Deposit Insurance Corporation
The FDIC helps educate and protect consumers by providing information on banking, loans, identity theft, and fraud. For more information call 1-877-ASKFDIC (877-275-3342) or visit www.fdic.gov.
Jobs for Maine Graduates (JMG)
JMG helps youth work with continuing education and career establishment. JMG hosts the Maine Opportunity Passport™ program, which is a matched savings program for youth. For more information call 1-207-620-7180 or visit www.jmg.org.
Cell Phones
Safelink has a lifeline service, which allows you to choose from three different plans with limited free monthly minutes and text. The program requirements vary from state to state. For more information call 1-800-378-1684 or visit www.safelinkwireless.com.
Cell Phone Companies:
Assurance Wireless
If you qualify, you are able to receive a free phone with limited minutes and texts each month. Only one account per household allowed. For more information call 1-888-321-5880 or visit www.assurancewireless.com. To use this service you must have a street address (non-P.O. Box). You can use another person’s street address, or an organizations mailing address.
Tracfone: 1-800-867-7183 http://www.tracfone.com/
Net10: 1-877-836-2368 http://www.net10wireless.com/